Strategic Payment Systems


We make the complex world simple!

Credit Card Processing

SPS provides state of the art solutions for any merchant type, style of processing, size or system. Offering credit, debit, EBT, fleet and any other form of payment process at the lowest possible cost.

Gift & Loyalty Card

Let SPS setup a new, or convert your existing, program for you. We offer easy, cost effective starter packages up to full blown custom card systems.

Mobile Processing

SPS offers a full range of mobile processing options. From simple easy to use smartphone options, to personal computer systems, to standalone full feature terminals.

Internet Processing

SPS leads the way to make your website flow smoothly through the payment process. We offer not only traditional credit/debit processing but also echeck and various fraud protection tools.

Merchant eMall

Unique in the industry, you can go on the SPS eMall to shop for your business supplies and merchandise. Plus, you can become a merchant in the mall and sell your product or service!

Check Services

Eliminate your check handling and collection headaches with SPS's electronic guarantee / deposit program, bad check recovery products or the new CHECK21 program.

Cash Advance

When you need money and don't want to fight with your bank, you may qualify for our cash advance service simply by leveraging an asset you may not have thought of: your credit card deposits. This is an excellent source of short term financing.


Automated Clearing House is a low cost alternative to credit card processing. It is commonly used in repetitive billing environments like health club dues, tanning salons, property management or any other places that charge the customers multiple times over extended timeframes.

Business Valuation Services:

What's Your Business Worth? Use our relationship with BizEquity to put a value on your business. BizEquity is the world’s largest provider of business valuations, having valued over 33,436,047 companies and counting.